Ownership & Responsibility

The records reviewed to date identify Split Rock Investments as the road successor

Successor of Vacation Charters, Ltd.. The records reviewed to date indicate that Carbon County Deed Book 1892, Page 683 identifies Split Rock Investments, LLC as successor of Vacation Charters, Ltd.

The October 2, 2025 newsletter is signed Split Rock Investments, LLC. The available records show that entity circulating road-maintenance summaries and referring to maintenance fees. The project is continuing to obtain recorded instruments necessary to independently verify the complete chain. Split Rock is invited to provide additional records or context.

The chain of events

Roads and resort later split. Jump to a year, or read straight down. A working ownership chart sits under this timeline. Click a name to see how it connects.

  1. 1941

    Resort

    Lehigh Coal and Navigation opens The Lodge

    Public reporting traces Split Rock Lodge to a company retreat on land used to protect Lehigh River headwaters.

    • A 2012 Pocono Record history says the land was originally purchased by The Lehigh Coal and Navigation Company.
    • The same account says development began after Robert V. White became company president in 1938, and that The Lodge opened in 1941.
    • The resort’s own history page likewise dates the original Lodge to 1941.
    Source

    Pocono Record, March 1, 2012; Split Rock Resort history page.

  2. 1967–1970

    Resort

    Treadway Inn, then a lodge fire

    Press accounts say the lodge was sold to Treadway Inn and later damaged by a major fire.

    • The Pocono Record says Treadway Inn purchased the property in July 1967.
    • The same account says a fire destroyed a major portion of The Lodge on August 23, 1970.
    Source

    Pocono Record, March 1, 2012.

  3. 1971

    Resort

    Cottage owners form Pocono Recreation Inc.

    A group of Split Rock cottage owners is reported to have purchased and rebuilt the lodge property.

    • The Pocono Record says Pocono Recreation Inc. purchased the property in 1971 and operated it through the 1970s.
    • The resort history page says cottage owners rebuilt and expanded the lodge after the fire.
    Source

    Pocono Record, March 1, 2012; Split Rock Resort history page.

  4. 1981

    Both

    Jack Kalins takes Split Rock

    Jack and Barbara Kalins buy Split Rock and fold it into Vacation Charters, Ltd.

    • Public reporting says they purchased Split Rock stock on April 2, 1981 and merged it into Vacation Charters.
    • Public reporting and later court opinions describe Vacation Charters as then owning and operating the resort and community roads.
    Source

    Pocono Record, March 1, 2012, recounting the 1981 purchase.

  5. 1990–1992

    Roads

    Vacation Charters owns and bills the roads

    Court opinions from this period describe Vacation Charters as the road owner and the party collecting maintenance charges.

    • The 1990 and 1992 Pennsylvania opinions describe Vacation Charters as then owning and operating Moseywood Road.
    • They also discuss road-maintenance charges paid by Split Rock property owners.
    • One house instrument still reserves abutting road ownership to Vacation Charters, successors and assigns, and covenants an annual common-road assessment.
    Source

    Vacation Charters, Ltd. v. Pa. PUC (1990 / 1992); house instrument clauses 9 and 11.

  6. 1993–1999

    Both

    Vacation Charters goes through Chapter 11

    The Kalins-era company is reorganized. The records reviewed do not treat that case, by itself, as a deed of the roads to a new owner.

    • Vacation Charters filed Chapter 11 in June 1993.
    • Contemporary press said it emerged after refinancing by 1999.
    • A later recorded instrument would be needed to show any transfer of the roads out of the Vacation Charters line.
    Source

    Morning Call, June 11, 1999.

  7. 2012

    Resort

    The resort goes to sheriff’s sale. Homeowner land does not.

    Foreclosure hits the lodge, hotel, and water-park parcels. Reporting at the time said the homeowner acres were outside that sale.

    • TD Bank moved to foreclose a $21 million mortgage.
    • The Carbon County Sheriff scheduled an April 13, 2012 sale of about 300 acres: Split Rock Lodge, the Galleria hotel, and the water park.
    • Press accounts said Vacation Charters also held about 600 acres that included homes, and that those acres were not in the sheriff’s sale.
    • Those press accounts are the basis for treating resort parcels and homeowner land as separate questions after 2012.
    Source

    Pocono Record, March 1, 2012; Standard Speaker, February 27, 2012.

  8. 2015–2016

    Resort

    Stabilis takes the resort

    Stabilis Split Rock JV LLC is formed and is then identified as owner of the Split Rock resort.

    • Pennsylvania records show Stabilis Split Rock JV, LLC registered December 9, 2015.
    • In August 2016 Carbon County approved tax refunds to Stabilis Split Rock JV LLC as the owner of the Split Rock resort.
    • This is the Stabilis period for the hotel and resort asset. The records reviewed do not include a deed of the community roads to Stabilis.
    Source

    PA entity record 6331004; Standard Speaker, August 26, 2016.

  9. 2020

    Resort

    SCH USA buys the resort

    SCH USA later said it purchased the resort property and wells. The records reviewed do not treat that purchase as a substitute for the road-successor instrument.

    • SCH USA later told the PUC it purchased the Split Rock Resort property on October 29, 2020, and the wells that serve the resort at the same time.
    • Hotel branding later appears as Split Rock Hotel by Bel Air.
    • Split Rock Investments, LLC and SCH USA, LLC later appear together in a Pennsylvania Attorney General timeshare settlement. That shows related operating parties. It does not make the hotel owner the road owner.
    Source

    PA PUC testimony, dockets C-2022-3036893 and C-2022-3037118; PA Attorney General settlement reporting.

  10. Now

    Roads

    Split Rock Investments in the road-successor record

    The records reviewed to date identify Split Rock Investments, LLC as successor of Vacation Charters. The same entity signs the 2025 road-maintenance reports.

    • Carbon County Deed Book 1892, Page 683 identifies Split Rock Investments, LLC as successor of Vacation Charters, Ltd. A scan of that instrument with the legal description visible is still being sought for the public file.
    • One house instrument reserved abutting roadway interests to Vacation Charters, successors and assigns.
    • Split Rock Investments signs the October 2, 2025 road-maintenance newsletter and circulates the 2024 and January–June 2025 road-expense summaries.
    • The project is continuing to obtain recorded instruments so the resort chain and the road-successor chain can be verified side by side from originals.
    Source

    Carbon County Deed Book 1892, Page 683; house instrument clauses 9 and 11; Financial and Road Maintenance Expense Report, October 2, 2025.

Working reconstruction — preview

Current ownership and operating relationships

Research draft reviewed 2026-09-27. Read top to bottom: how title moved, one current entity per column, then places with the owner in this file.

This visualization is a working reconstruction based on publicly available deeds, court records, regulatory filings, corporate records, official websites and other identified sources. It is intended to help residents understand a complex ownership and operating history and is not represented as a complete or definitive statement of legal ownership or corporate control. Ownership structures and contractual relationships may change, and some relationships remain under review. Sources are provided where available, and corrections or additional documentation are welcome.

1 · How it moved

Entity and asset transitions

2 · Who holds what now

Related columns share a band; independent holders sit apart

Split Rock resort cluster

Land title (SRI), hotel operator / Bel Air brands, and SR Water are related operating pieces of the same resort picture. Hotel Financing Fund is shown with the Bel Air trademark set — not as parent of SRI.

Land title

GIS owner of the resort cluster land. Linked to the operator column beside it.

Operator & Bel Air brands

Hotel Financing Fund, Bel Air Hospitality, Bel Air Collection, and Thy Collection sit here as the brand / operating set. Not drawn as parent of SRI.

Drinking water

Part of the same resort picture as SRI / SCH. Wells, lines, and shut-offs — not Aqua.

Separate holders

Golf, lake management, Aqua wastewater, and SWRP Westwood interest are not under the hotel brand. Lake Harmony Group notes Split Rock cottage-owner support is part of lake decisions.

Independent

Separate corporation. Same “Split Rock” name, different owner.

Lake · Split Rock involved

Independent lakebed holder. Split Rock cottage-owner support is part of lake decisions and access rules.

Independent

Sewer plant and Kidder wastewater service. Not SR Water.

Independent

Westwood association interest only. Not the hotel operator.

3 · Places

Assets with the owner in this file

Research notes Entity groups, relationship list, GIS tables, and asset cards

Resort / hotel operating group

County GIS lists Split Rock Investments, LLC as the owner of record on the large resort, Lodge Hill, and Willowbrook parcels. SCH USA’s witness said SCH USA bought the resort in 2020. Those two statements are not collapsed. Hotel Financing Fund is still not drawn as parent.

  • Supported — verifying SCH USA, LLC

    Padilla’s PUC testimony says SCH USA purchased the resort and wells on October 29, 2020 and operates the property. Carbon County GIS does not list SCH USA as an owner of record on Kidder parcels pulled in this pass.

  • Supported — verifying Thy Collection

    Padilla’s PUC testimony says Thy Collection owns and operates Bel Air Collection Resorts & Spas. Exact legal-entity name and equity chain remain under review.

  • Supported — verifying Bel Air Collection / Bel Air Owner’s Circle

    Brand and timeshare-club names. SCH USA is reported as doing business as Bel Air Owner’s Circle in the Attorney General case.

  • Under review Hotel Financing Fund, LLC

    Delaware trademark applicant for Bel Air / Split Rock marks. Some marks later list Bel Air Hospitality, LLC at 428 Moseywood Road. No deed or corporate filing reviewed here shows the fund as parent of Split Rock Investments.

  • Reported Bel Air Hospitality, LLC

    Listed as current owner of at least one Bel Air trademark. Not shown as a landowner on the GIS pull.

  • Reported ICD / Sitra

    A 2020 trade article said ICD/Sitra acquired Split Rock. No recorded instrument for that name has been reviewed.

  • Supported — verifying Split Rock Investments, LLC

    County GIS owner of record on the main resort, Lodge Hill, Lake Drive, and Willowbrook parcels. Times News deed digests report Stabilis-to-SRI transfers in 2020, 2021, and 2022. Also identified as Vacation Charters successor and as a co-defendant with SCH USA. Parentage under Hotel Financing Fund is not confirmed.

Roads / common-area research

Road title, maintenance, and fee collection are separate questions. They are not placed under the hotel brand.

  • Supported — verifying Split Rock Investments, LLC

    Records reviewed to date identify this entity as successor of Vacation Charters and as the signer of the 2025 road-maintenance report.

  • Supported — verifying Vacation Charters, Ltd.

    1990/1992 opinions describe it as then owning and operating Moseywood Road. Historical owner in the road chain.

Lake Harmony / lakebed group

Lake Harmony Group describes itself as owner of most of the lakebed. Split Rock’s remaining lake interest is reported in secondary sources and is not yet deed-verified here.

  • Reported Lake Harmony Group

    States it owns about 80% of the lakebed and certain paper streets; board is drawn from LHA and LHEPOA.

  • Reported Lake Harmony Association / LHEPOA

    Homeowner associations that, according to LHG, select LHG board members. Not shown as deed co-owners of the whole lake.

  • Under review Split Rock lake / cove interest

    Secondary writing has described a limited Split Rock/Vacation Charters cove interest. Parcel and acreage are under review.

Wastewater / sewer

Aqua is the Kidder / Lake Harmony wastewater utility after the 2012 township-asset purchase and holds the treatment plant in DRBC papers. A 2025 PUC order says SCH USA owns and operates its own on-property sewer collection that discharges to Aqua. GIS does not list Aqua by that name; small lots are under Little Washington / Suburban Wastewater Co. Summit Management still appears in a 2023 Aqua application and is not treated as dissolved.

  • Confirmed Aqua Pennsylvania Wastewater, Inc.

    Acquired Kidder Township wastewater assets in 2012 and is the current service provider to the resort in PUC filings.

  • Supported — verifying Summit Management and Utilities, Inc.

    Historical Kalins-era utility. Aqua applied in 2023 to acquire some of its Kidder Township wastewater assets. GIS showed no Summit-owned Kidder parcels. Closing of the Aqua application, and whether the corporation still exists, are under review.

  • Supported — verifying Little Washington / Suburban Wastewater Co.

    GIS owner of record on small Kidder lots labeled OCS and on 573 State Route 940. Those names are Aqua’s predecessor brands from the 2012 Kidder acquisition. Cross Hill plant PIN was not found under those searches.

Drinking water

The drinking-water permit name is SR Water, LLC. Padilla is the responsible official on the 2023 transfer. GIS lists one SR Water parcel on Moseywood Road. SCH USA still describes itself as providing water from privately owned wells.

  • Supported — verifying Wells serving Split Rock Resort

    Padilla testimony: purchased with the resort on October 29, 2020; water is from privately owned wells under a DRBC permit.

  • Confirmed SR Water, LLC

    Named as the new owner of the Split Rock Resort Water System on PWS transfer 3130053, application received February 21, 2023. GIS owner of 32B-21-B35, Moseywood Road, 1.914 acres, deed 2751/664. Pennsylvania DOS officers were not pulled in this pass.

Golf course

County GIS lists Split Rock Country Club Inc as owner of record on eight Kidder parcels, including about 51 acres at 479–493 Moseywood Road. That is a different owner from Split Rock Investments. Lutz-owned lots sit nearby and are not treated as the golf-course title.

  • Supported — verifying Split Rock Country Club, Inc.

    GIS owner of record on eight parcels. Appears as a Pennsylvania corporation on a 2001 WQM irrigation permit. Officers from the Department of State search were not captured in this pass.

  • Reported Shelly Lutz

    Listed as general manager on the course site and as Owner Director of Golf on LinkedIn. That is not a substitute for a deed.

Stabilis / historical resort title

Stabilis belongs on the historical resort chain. It is not shown as the current road-maintenance party.

  • Supported — verifying Stabilis Split Rock JV LLC

    Identified as resort owner in 2016 tax-refund reporting. Times News digests report transfers to Split Rock Investments in 2020, 2021, and 2022, including Willowbrook. GIS showed zero current Stabilis parcels and zero previous-owner hits under that name.

Westwood

A Pennsylvania court states Split Rock Investments sold its Westwood association interest to SWRP, LLC. SRWP is not merged with that name.

  • Confirmed SWRP, LLC

    Substituted for Split Rock Investments as the Westwood association member/appellant after the sale.

  • Unknown SRWP LLC

    Appears in other materials. Not treated as the same entity until a filing matches the names.

Proposed relationship tree

No parent line is drawn from Hotel Financing Fund to Split Rock Investments. Brand, operator, and owner are kept apart.

  • Supported — verifying

    SCH USA, LLC OPERATES Split Rock Resort property and wells

    Padilla testimony states a purchase on October 29, 2020. County GIS lists Split Rock Investments, LLC — not SCH USA — as owner of record on the large resort parcels. Title and operating roles are kept separate until the recorded deeds are in this file.

    Sources
    • SCH USA statement of Carlos Padilla — Pennsylvania PUC, dockets C-2022-3036893 and C-2022-3037118 (2023). Padilla identified himself as Senior Counsel for Thy Collection, said Thy Collection owns and operates Bel Air Collection Resorts & Spas, said SCH USA is a part of that collection, and said SCH USA purchased the Split Rock Resort property and the wells on October 29, 2020. He testified as a fact witness and said he is not licensed to practice law in the United States. Open source
    • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Assessment owner-of-record names, parcel IDs, locations, and deed-book citations. This is not a survey and not a substitute for the recorded instruments. Open source
    • Carbon County property transfers — Times News (2020-12-10). Reports Stabilis Split Rock JV LLC to Split Rock Investments LLC, Detroit, Michigan, 18 parcels, $1,412,182.46. Open source
    • Carbon County property transfers — Times News (2022-12-24). Reports Stabilis Split Rock JV, LLC, to Split Rock Investments, LLC, 428 Moseywood Road / Willowbrook, $17,180,170.12. Open source
  • Supported — verifying

    Split Rock Investments, LLC OWNS Resort / Lodge Hill / Willowbrook parcels on Carbon County GIS

    GIS owner of record. Times News reports Stabilis-to-SRI deeds in 2020–2022. This is assessment data, not a survey.

    Sources
    • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Assessment owner-of-record names, parcel IDs, locations, and deed-book citations. This is not a survey and not a substitute for the recorded instruments. Open source
    • Carbon County property transfers — Times News (2020-12-10). Reports Stabilis Split Rock JV LLC to Split Rock Investments LLC, Detroit, Michigan, 18 parcels, $1,412,182.46. Open source
    • Carbon County property transfers — Times News (2021-11-23). Reports Stabilis Split Rock JV LLC to Split Rock Investments LLC, Detroit, Michigan, 6 Lodge Hill Road and 16 other parcels, $1. Open source
    • Carbon County property transfers — Times News (2022-12-24). Reports Stabilis Split Rock JV, LLC, to Split Rock Investments, LLC, 428 Moseywood Road / Willowbrook, $17,180,170.12. Open source
  • Supported — verifying

    Thy Collection OPERATES Bel Air Collection Resorts & Spas

    Stated in Padilla’s PUC testimony. The exact parent/subsidiary instruments are not in this file.

    Sources
    • SCH USA statement of Carlos Padilla — Pennsylvania PUC, dockets C-2022-3036893 and C-2022-3037118 (2023). Padilla identified himself as Senior Counsel for Thy Collection, said Thy Collection owns and operates Bel Air Collection Resorts & Spas, said SCH USA is a part of that collection, and said SCH USA purchased the Split Rock Resort property and the wells on October 29, 2020. He testified as a fact witness and said he is not licensed to practice law in the United States. Open source
    • Split Rock Resort under new ownership joining Bel Air Collection — The Current (2020-12-24). Reports the resort joined Bel Air Collection Resorts & Spas, described as owned and operated by Thy Collection, and discusses Lodge, Galleria, and Willowbrook renovation plans. Open source
  • Supported — verifying

    SCH USA, LLC BRANDS / AFFILIATES Bel Air Owner’s Circle

    Attorney General reporting identifies SCH USA as doing business as Bel Air Owner’s Circle.

    Sources
    • AG settles lawsuit against owners of Split Rock Resort — Pennsylvania Office of Attorney General / Times Leader (2024-07). Identifies Split Rock Investments, LLC and SCH USA, LLC doing business as Bel Air Owner’s Circle as defendants in a timeshare consumer case that later settled. Open source
  • Under review

    Hotel Financing Fund, LLC UNDER REVIEW Split Rock Investments, LLC

    No reviewed instrument places Split Rock Investments under Hotel Financing Fund. Trademark filings, including later Bel Air Hospitality listings, are not ownership of land or of that LLC.

    Sources
    • SPLIT ROCK HOTEL · RESORT · WATER PARK · GOLF BY BEL AIR COLLECTION — USPTO (secondary reporter) (2021-04-21). Lists Hotel Financing Fund, LLC as applicant for a Split Rock / Bel Air Collection mark. A trademark filing is not a deed of land or proof that the fund owns Split Rock Investments. Open source
    • BEL AIR DELIGHTS assignment — USPTO (secondary reporter) (Reviewed 2026-09-27). Hotel Financing Fund LLC of Dover, Delaware, filed Bel Air marks; current owner on this mark is listed as Bel Air Hospitality, LLC, 428 Moseywood Road. A trademark assignment is not a deed of land or proof of parentage over Split Rock Investments. Open source
  • Under review

    Wyndham BRANDS / AFFILIATES Willowbrook

    Wyndham appears in marketing. The franchise, license, or affiliation agreement has not been located. This is not shown as ownership.

    Sources
    • Split Rock Resort under new ownership joining Bel Air Collection — The Current (2020-12-24). Reports the resort joined Bel Air Collection Resorts & Spas, described as owned and operated by Thy Collection, and discusses Lodge, Galleria, and Willowbrook renovation plans. Open source
  • Supported — verifying

    Split Rock Investments, LLC OWNS Community roads (successor record)

    Successor instrument and house-instrument reservation. A public scan of 1892/683 is still needed.

    Sources
    • Carbon County Deed Book 1892, Page 683 — Carbon County Recorder (cited; scan not yet in the public file) (Recorded instrument — scan pending). The records reviewed to date identify Split Rock Investments, LLC as successor of Vacation Charters, Ltd. A public scan with the legal description visible is still being sought.
    • House instrument clauses 9 and 11 — Lot instrument reviewed by the project (Reviewed 2026-09-22). One lot reserves abutting road ownership to Vacation Charters, successors and assigns, and covenants an annual common-road assessment.
    • Financial and Road Maintenance Expense Report — Split Rock Homeowners / Split Rock Investments, LLC (2025-10-02). The newsletter is signed Split Rock Investments, LLC and circulates road-maintenance expense summaries.
  • Confirmed

    Aqua Pennsylvania Wastewater, Inc. OPERATES Lake Harmony wastewater treatment / Kidder service

    PUC and DRBC materials identify Aqua as the wastewater utility after the 2012 township-asset acquisition. GIS lists predecessor names Little Washington / Suburban Wastewater Co. on small lots, not the words Aqua Pennsylvania.

    Sources
    • Aqua Pennsylvania main brief excerpt — Pennsylvania PUC (2023). States Aqua became the wastewater provider after acquiring Kidder Township wastewater assets on July 19, 2012, and that SCH USA obtains water from privately owned wells. Open source
    • Lake Harmony Wastewater Treatment Plant docket — Delaware River Basin Commission (2018 application materials). Identifies Aqua Pennsylvania, Inc. as holder of the Lake Harmony wastewater treatment plant and says treated effluent is also conveyed to Summit Management and Utilities, Inc. for irrigation and golf-course use. Open source
    • February 2025 Aqua rate-case order excerpt — Pennsylvania PUC (2025-02). States SCH USA owns and operates a large commercial resort and its own sewer collection system on its property, which discharges to Aqua’s wastewater system. Aqua provides collection and treatment service after the 2012 Kidder-asset acquisition. Open source
    • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Assessment owner-of-record names, parcel IDs, locations, and deed-book citations. This is not a survey and not a substitute for the recorded instruments. Open source
  • Supported — verifying

    SCH USA, LLC OPERATES On-property sewer collection (PUC description)

    February 2025 PUC order: SCH USA owns and operates its own sewer collection on its property and discharges to Aqua. That supports treating plant/utility service as separate from resort collection lines.

    Sources
    • February 2025 Aqua rate-case order excerpt — Pennsylvania PUC (2025-02). States SCH USA owns and operates a large commercial resort and its own sewer collection system on its property, which discharges to Aqua’s wastewater system. Aqua provides collection and treatment service after the 2012 Kidder-asset acquisition. Open source
    • Split Rock says sewage leak fixed — Times News (2025-08-07). Reports DEP identified pump stations owned by Split Rock Resort, including a station whose overflow reached the lagoon. Open source
  • Supported — verifying

    Summit Management and Utilities, Inc. HISTORICALLY OWNED Some Kidder Township wastewater assets

    Aqua’s 2023 application to acquire Summit assets indicates Summit still held system assets then. Whether those assets included remaining collection lines, and whether the sale closed, is under review.

    Sources
    • Aqua application A-2023-3041834 — Pennsylvania Bulletin (2023). Aqua Pennsylvania Wastewater, Inc. applied to acquire wastewater-system assets of Summit Management and Utilities, Inc. in a portion of Kidder Township. The notice does not, by itself, prove the acquisition closed. Open source
    • Lake Harmony Wastewater Treatment Plant docket — Delaware River Basin Commission (2018 application materials). Identifies Aqua Pennsylvania, Inc. as holder of the Lake Harmony wastewater treatment plant and says treated effluent is also conveyed to Summit Management and Utilities, Inc. for irrigation and golf-course use. Open source
  • Reported

    Lake Harmony Group OWNS Majority of Lake Harmony lakebed

    Taken from LHG’s own site and 2025 rules PDF. GIS showed only one parcel titled Lake Harmony Group (South Lake Drive, 869/608). Lakebed may be unmapped or held under another name.

    Sources
    • About us — Lake Harmony Group (Reviewed 2026-09-27). LHG states it owns approximately 80% of the Lake Harmony lakebed and certain paper streets, and that it is controlled by a board drawn from LHA and LHEPOA. Open source
    • Partners — Lake Harmony Watershed Preservation Group (Reviewed 2026-09-27). States that since 2002 LHG has owned access roads from North and South Lake Drives, access areas, and the majority of the lakebed. Open source
    • Lake Harmony Boating Rules and Regulations 2025 — Lake Harmony Group (2025-01). States Lake Harmony is privately owned and that use of the portions owned by LHG is subject to those rules. It does not attach a lakebed deed or remaining-acreage table. Open source
    • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Assessment owner-of-record names, parcel IDs, locations, and deed-book citations. This is not a survey and not a substitute for the recorded instruments. Open source
  • Supported — verifying

    SR Water, LLC OWNS Split Rock Resort Water System / Moseywood well parcel

    PWS transfer 3130053 names SR Water, LLC as the new owner of the water system. GIS lists one 1.914-acre Moseywood parcel. Community understanding: SR Water also holds the distribution lines to property shut-off valves. Padilla is the responsible official, not independently shown as the equity owner.

    Sources
    • Application No. 3130053, Transfer, Public Water Supply — Pennsylvania Bulletin, Doc. No. 23-891a (2023-07). Names SR Water, LLC of P.O. Box 657, Lake Harmony, as applicant; Carlos Padilla as responsible official; application received February 21, 2023; transfer permit issued to the new owner of the Split Rock Resort Water System. Open source
    • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Assessment owner-of-record names, parcel IDs, locations, and deed-book citations. This is not a survey and not a substitute for the recorded instruments. Open source
  • Reported

    Lake Harmony Group MEMBERSHIP / GOVERNANCE Lake decisions involving Split Rock cottage owners

    LHG is independent of the hotel brand. Split Rock cottage-owner support and participation are part of lake access and decision-making. That is not the same as SRI owning the lakebed.

    Sources
    • About us — Lake Harmony Group (Reviewed 2026-09-27). LHG states it owns approximately 80% of the Lake Harmony lakebed and certain paper streets, and that it is controlled by a board drawn from LHA and LHEPOA. Open source
    • Lake Harmony Boating Rules and Regulations 2025 — Lake Harmony Group (2025-01). States Lake Harmony is privately owned and that use of the portions owned by LHG is subject to those rules. It does not attach a lakebed deed or remaining-acreage table. Open source
  • Supported — verifying

    Split Rock Country Club, Inc. OWNS Golf-course parcels on Carbon County GIS

    Eight GIS parcels, including 50.89 acres at 479–493 Moseywood Road, deed book 812/411. Nearby Lutz lots are separate.

    Sources
    • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Assessment owner-of-record names, parcel IDs, locations, and deed-book citations. This is not a survey and not a substitute for the recorded instruments. Open source
    • WQM Permit No. 1301401 — Pennsylvania Bulletin (2001). Identifies Split Rock Country Club, Inc., Box 592, Lake Harmony, as the sewerage permittee for seasonal irrigation of a 27-hole golf course in Kidder Township. Open source
  • Confirmed

    SWRP, LLC OWNS Westwood Condominium Association membership interest formerly held by Split Rock Investments

    Commonwealth Court recital of the sale and substitution. The deed/assignment itself is not in this file.

    Sources
    • SWRP, LLC v. Westwood Condominium Association, Inc. — Pa. Commonwealth Court (2024-10-29). The court noted that Split Rock Investments, LLC sold its interest in Westwood Condominium Association, Inc. to SWRP, LLC, and that SWRP was substituted as appellant on April 14, 2023. Open source
  • Reported

    Fairshare Solutions SERVICES Split Rock timeshare collections (2020)

    2020 trade press. Current billing pages now point to ResortCom. Fairshare is not an owner.

    Sources
    • Fairshare Solutions announces Split Rock as a client — Resort Trades (2020). Reports Split Rock was recently acquired by ICD/Sitra, would join the Bel Air Collection, and that Fairshare was retained for collections and member recovery. Does not prove current service or corporate ownership. Open source
    • How do I pay my annual maintenance fee? — Split Rock Owners Circle (Reviewed 2026-09-27). States ResortCom is hired by Bel Air Collection for loan and maintenance-fee account software and payments. Open source

Carbon County GIS owner pull

Queried from the official Carbon County Parcel Viewer and the Parcels Universal layer. Assessment owner of record only — not a survey. Stabilis, SCH USA, SWRP, SWRC, Summit Management, Aqua Pennsylvania, Bel Air, and Hotel Financing Fund returned no parcels under those names.

Supported — verifying

SPLIT ROCK INVESTMENTS LLC

County GIS owner of record. Most lots cite deed 2650/935. Lake Drive cluster cites 2540/772. Two lots cite 2688/343. Zero SCH USA, Stabilis, Bel Air, or Hotel Financing Fund hits in the same owner pull.

Parcel ID Location Deed Acres
32-21-A2.01WB 159 Willowbrook Drive 2650/935 245.49
32-21-A3 Moseywood Road 2650/935 126.72
33-21-A9,11.09A 428 Moseywood Road 2650/935 40.75
33A-21-D1A 452 Moseywood Road & 40 Hazard Run Road 2650/935 20.4
33A-21-C5 9 Heartwood Road 2650/935 3.6314
32-21-A3.02 Moseywood Road 2650/935 3.408
60-20-A30.02 634 State Route 940 2650/935 0.607
33A-21-C46 Lake Drive 2650/935 0.276
33A-21-A1,69 6 Lake Drive & 38 Lake Drive / Greenwood Road 2540/772 —
33A-21-A5 16 Lodge Hill Road & 28 Crest Drive 2650/935 —
33A-21-A6 10-12 Lodge Hill Road 2650/935 —
33A-21-A8 6-8 Lodge Hill Road 2650/935 —
33A-21-C27 6 Split Rock Road 2650/935 —
33A-21-C30 456 Moseywood Road 2650/935 —
33A-21-C41 Crest Drive 2650/935 —
32-21-A3.04L Moseywood Road & Willowbrook Drive 2650/935 —
32-21-A3.04ROW Moseywood Road 2650/935 —
32-21-A3.06,3.12 Moseywood Road (Off) 2650/935 —
33A-21-E66 Boulder Road 2688/343 —
33A-21-E68 Chestnut Road Rear 2688/343 —
Supported — verifying

SPLIT ROCK COUNTRY CLUB INC

Separate GIS owner from Split Rock Investments. Oldest cited deed is 812/411. 15 Wolf Hollow Road cites 2127/368.

Parcel ID Location Deed Acres
19-21-A3.01 479-493 Moseywood Road 812/411 50.89
32C-21-F73 Forest Drive — 8.34
19-21-A3.05 15 Wolf Hollow Road 2127/368 2.808
32C-21-H55 Wolf Hollow Road — 1.24
32C-21-H53 Rock Ridge Road — 1.22
32C-21-H54 Rock Ridge Road — 0.98
32-21-A3.09 19 Shingle Mill Road 812/411 —
19-21-A3.02 Wolf Hollow Road 812/411 —
Confirmed

SR WATER LLC

Matches the 2023 PWS transfer name. One mapped lot.

Parcel ID Location Deed Acres
32B-21-B35 Moseywood Road 2751/664 1.914
Reported

LAKE HARMONY GROUP

Only LHG-titled lot in the owner pull. The 80% lakebed claim is from LHG’s site, not this PIN.

Parcel ID Location Deed Acres
19A-21-C5.04 South Lake Drive 869/608 —
Supported — verifying

WESTWOOD CONDOMINIUM ASSOCIATION INC

Common-area lot. SWRP and SWRC returned zero GIS parcels. The court-described SWRP interest is an association membership, not this PIN by itself.

Parcel ID Location Deed Acres
33-21-A8 Moseywood Road 681/497 —
Supported — verifying

LITTLE WASHINGTON / SUBURBAN WASTEWATER CO.

Predecessor Aqua names from the 2012 Kidder acquisition. Not a complete plant or collection-line map.

Parcel ID Location Deed Acres
19A-21-A59.01OCS2 49 Spring Street 2000/917 —
19B-21-AII316.01OCS1 128 Estates Drive 2000/917 —
33A-21-A38OCS3 Crest Drive 2000/917 —
60-20-A2.15 573 State Route 940 1006/685 0.07

Asset cards

Supported — verifying

Split Rock Resort / hotel / Galleria / water park

Legal owner. Carbon County GIS: Split Rock Investments, LLC. SCH USA testimony still describes a 2020 purchase. Those are not treated as the same fact.

Operator. Bel Air Collection / SCH USA operating group, as described in PUC testimony and 2020 press.

Brand / affiliation. Split Rock / Bel Air Collection

Parcel / deed. GIS cluster includes 32-21-A3 (126.72 ac, Moseywood), 33-21-A9,11.09A (40.75 ac, 428 Moseywood), Lodge Hill and Lake Drive lots. Most cite deed 2650/935; Lake Drive cluster cites 2540/772.

Last verified 2026-09-27

Sources
  • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Open source
  • Carbon County property transfers — Times News (2020-12-10). Open source
  • Carbon County property transfers — Times News (2022-12-24). Open source
  • SCH USA statement of Carlos Padilla — Pennsylvania PUC, dockets C-2022-3036893 and C-2022-3037118 (2023). Open source
Supported — verifying

The Lodge / Thirsty Moose building

Legal owner. GIS owner of record on Lodge Hill lots is Split Rock Investments, LLC (6–8, 10–12, and 16 Lodge Hill Road).

Operator. Resort operating group. Pump-station overflow reporting refers to Split Rock Resort ownership of nearby infrastructure.

Brand / affiliation. The Lodge; Thirsty Moose

Parcel / deed. 33A-21-A6, 33A-21-A8, 33A-21-A5. Deed citations 2650/935. Lodge remains a separate Aqua wastewater account in PUC materials.

Last verified 2026-09-27

Sources
  • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Open source
  • Carbon County property transfers — Times News (2021-11-23). Open source
  • Aqua Pennsylvania main brief excerpt — Pennsylvania PUC (2023). Open source
  • Split Rock says sewage leak fixed — Times News (2025-08-07). Open source
Under review

Lagoon / beach

Legal owner. No GIS parcel is labeled lagoon or beach. Nearby SRI parcels include Lake Drive 33A-21-A1,69 and 33A-21-C46. DEP described a Split Rock Resort pump-station overflow to the lagoon.

Operator. Resort operating group, based on that DEP account.

Brand / affiliation. —

Parcel / deed. No separate lagoon PIN found. Lake Drive lots 33A-21-A1,69 (deed 2540/772) sit on the lake side of the resort cluster.

Last verified 2026-09-27

Sources
  • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Open source
  • Split Rock says sewage leak fixed — Times News (2025-08-07). Open source
Unknown

Docks / watersports area

Legal owner. No GIS parcel is labeled docks or watersports. Lake Drive SRI lots are the nearest named records.

Operator. Unknown / under review.

Brand / affiliation. —

Parcel / deed. No separate docks PIN found in the owner-name pull.

Last verified 2026-09-27

Sources
  • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Open source
Supported — verifying

Willowbrook

Legal owner. GIS: Split Rock Investments, LLC, 159 Willowbrook Drive, 245.49 acres. Times News reports a December 2022 Stabilis-to-SRI transfer of 428 Moseywood / Willowbrook for $17,180,170.12.

Operator. Resort operating group. Separate Aqua wastewater account in PUC materials.

Brand / affiliation. Wyndham name appears in marketing. No public contract was located. Not shown as Wyndham-owned.

Parcel / deed. 32-21-A2.01WB, 159 Willowbrook Drive, deed 2650/935.

Last verified 2026-09-27

Sources
  • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Open source
  • Carbon County property transfers — Times News (2022-12-24). Open source
  • Split Rock Resort under new ownership joining Bel Air Collection — The Current (2020-12-24). Open source
  • Aqua Pennsylvania main brief excerpt — Pennsylvania PUC (2023). Open source
Confirmed

Westwood association interest formerly held by Split Rock Investments

Legal owner. SWRP, LLC, per Commonwealth Court.

Operator. Westwood Condominium Association, Inc.

Brand / affiliation. Westwood

Parcel / deed. Unit/interval interests; deed not in this file.

Last verified 2026-09-27

Sources
  • SWRP, LLC v. Westwood Condominium Association, Inc. — Pa. Commonwealth Court (2024-10-29). Open source
Supported — verifying

Split Rock golf course

Legal owner. GIS: Split Rock Country Club Inc. Lutz-owned lots nearby are not treated as course title.

Operator. Split Rock Golf Club staff / Shelly Lutz as general manager on the public site.

Brand / affiliation. Split Rock Golf Club / Country Club

Parcel / deed. Largest mapped lot is 19-21-A3.01, 479–493 Moseywood Road, 50.89 acres, deed 812/411. See the GIS table below.

Last verified 2026-09-27

Sources
  • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Open source
  • WQM Permit No. 1301401 — Pennsylvania Bulletin (2001). Open source
  • The staff — Split Rock Golf Course (Reviewed 2026-09-27). Open source
  • Shelly Lutz profile — LinkedIn (Reviewed 2026-09-27). Open source
Reported

Lake Harmony lakebed

Legal owner. LHG states about 80%. GIS showed one LHG parcel on South Lake Drive (19A-21-C5.04, deed 869/608). Remaining Split Rock/cove acreage is still not deed-verified.

Operator. LHG describes rules, buoys, and slip licensing.

Brand / affiliation. —

Parcel / deed. 19A-21-C5.04 is the only LHG-titled lot in the owner pull. 2025 rules PDFs do not attach a lakebed deed.

Last verified 2026-09-27

Sources
  • About us — Lake Harmony Group (Reviewed 2026-09-27). Open source
  • Partners — Lake Harmony Watershed Preservation Group (Reviewed 2026-09-27). Open source
  • Lake Harmony Boating Rules and Regulations 2025 — Lake Harmony Group (2025-01). Open source
  • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Open source
Confirmed

Drinking-water wells serving the resort

Legal owner. PWS transfer 3130053: SR Water, LLC is the new owner of the Split Rock Resort Water System. GIS: SR WATER LLC, 32B-21-B35, Moseywood Road, 1.914 acres, deed 2751/664.

Operator. Carlos Padilla is the responsible official on the transfer notice. SCH USA testimony still describes private wells under a DRBC permit.

Brand / affiliation. —

Parcel / deed. 32B-21-B35, Moseywood Road.

Last verified 2026-09-27

Sources
  • Application No. 3130053, Transfer, Public Water Supply — Pennsylvania Bulletin, Doc. No. 23-891a (2023-07). Open source
  • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Open source
  • SCH USA statement of Carlos Padilla — Pennsylvania PUC, dockets C-2022-3036893 and C-2022-3037118 (2023). Open source
Reported

Water distribution lines to property shut-off valves

Legal owner. Treated as part of the Split Rock Resort Water System held by SR Water, LLC. Community understanding: SR Water owns the lines to the property shut-off valves. A recorded as-built map of those valves is still needed.

Operator. SR Water, LLC / resort water system, with Padilla as responsible official on the PWS transfer.

Brand / affiliation. —

Parcel / deed. Distribution routes not separately mapped in the GIS owner pull; shut-off points are at property connections.

Last verified 2026-09-27

Sources
  • Application No. 3130053, Transfer, Public Water Supply — Pennsylvania Bulletin, Doc. No. 23-891a (2023-07). Open source
Confirmed

Lake Harmony wastewater treatment plant

Legal owner. Aqua Pennsylvania, per DRBC/PUC materials. GIS did not return a Cross Hill parcel under Aqua. Small Kidder lots are listed to Little Washington Wastewater Co. and Suburban Wastewater Co.

Operator. Aqua Pennsylvania Wastewater, Inc.

Brand / affiliation. Aqua

Parcel / deed. Plant PIN not found under Aqua / Cross Hill searches. Related GIS lots: 19A-21-A59.01OCS2, 19B-21-AII316.01OCS1, 33A-21-A38OCS3 (Little Washington, deed 2000/917); 60-20-A2.15, 573 State Route 940 (Suburban Wastewater Co., 0.07 ac).

Last verified 2026-09-27

Sources
  • Lake Harmony Wastewater Treatment Plant docket — Delaware River Basin Commission (2018 application materials). Open source
  • Aqua Pennsylvania main brief excerpt — Pennsylvania PUC (2023). Open source
  • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Open source
Under review

Sewer collection / conveyance lines

Legal owner. Do not assume Aqua owns every line. A 2025 PUC order says SCH USA owns and operates on-property collection that discharges to Aqua. Summit assets were still the subject of a 2023 Aqua application. GIS showed no Summit parcels.

Operator. Aqua provides wastewater service to the resort. Some pump stations were described as Split Rock Resort-owned in 2025 DEP reporting.

Brand / affiliation. —

Parcel / deed. On-property lines are not separately mapped in the owner pull. Utility lots above are predecessor Aqua names, not a complete collection-system map.

Last verified 2026-09-27

Sources
  • February 2025 Aqua rate-case order excerpt — Pennsylvania PUC (2025-02). Open source
  • Aqua application A-2023-3041834 — Pennsylvania Bulletin (2023). Open source
  • Split Rock says sewage leak fixed — Times News (2025-08-07). Open source
  • Carbon County Parcel Viewer / Parcels Universal layer — Carbon County GIS (Queried 2026-09-27). Open source
Supported — verifying

Community roads / abutting road interests

Legal owner. Records reviewed to date identify Split Rock Investments, LLC as successor of Vacation Charters. Scan of 1892/683 still needed.

Operator. Road work and contractors are not independently verified in this pass.

Brand / affiliation. —

Parcel / deed. GIS lists SRI on 32-21-A3.04ROW (Moseywood Road) and other Moseywood lots. Roadbeds are not fully mapped parcel-by-parcel.

Last verified 2026-09-27

Sources
  • Carbon County Deed Book 1892, Page 683 — Carbon County Recorder (cited; scan not yet in the public file) (Recorded instrument — scan pending).
  • House instrument clauses 9 and 11 — Lot instrument reviewed by the project (Reviewed 2026-09-22).
  • Financial and Road Maintenance Expense Report — Split Rock Homeowners / Split Rock Investments, LLC (2025-10-02).

Questions still open

The first-round questions that GIS, the PWS transfer notice, or the PUC order could answer are closed above. These remaining points still need a deed scan, a Department of State printout, or a public contract.

  1. GIS lists Split Rock Investments, not SCH USA, as owner of record on the resort parcels. Do the recorded 2540/772, 2650/935, and 2688/343 deeds name SCH USA, SRI, or both?
  2. Is Hotel Financing Fund, LLC a parent, lender, trademark holder, or something else relative to Split Rock Investments? A formation record or operating agreement would settle that. The ChatGPT parent claim is still not confirmed.
  3. What is the exact legal name of Thy Collection and of ICD/Sitra, and do any Pennsylvania filings connect them to SCH USA?
  4. What is the Wyndham relationship at Willowbrook — franchise, license, affiliation, or reservation system only? No public contract was located.
  5. Is SRWP LLC the same entity as SWRP, LLC? Neither name appears as a GIS landowner.
  6. Did Aqua’s 2023 application to buy Summit Management and Utilities assets close? GIS showed no Summit parcels; the 2023 notice still named the corporation.
  7. What deed, if any, describes Split Rock’s remaining lakebed or cove acreage? LHG’s 2025 PDFs do not include that table.
  8. Which Pennsylvania DOS filing lists officers for Split Rock Country Club, Inc. and for SR Water, LLC, and does Carlos Padilla appear as an owner or manager?
  9. Where is the Lake Harmony WWTP / Cross Hill plant PIN? It did not appear under Aqua or Cross Hill in this GIS pull.
Change log What this draft confirmed, corrected, or left open

2026-09-27. First public working map. Added founding-era timeline (1941, 1967, 1971) from press histories. Kept Hotel Financing Fund, golf title, lake remainder, sewer lines, and Wyndham as separate or under-review items. Did not place Split Rock Investments under Hotel Financing Fund.

2026-09-27. GIS owner pull: SRI on the main resort/Willowbrook/Lodge Hill cluster; Country Club Inc. on eight golf parcels; SR Water, LLC on 32B-21-B35; Stabilis, SCH USA, SWRP, Summit, Aqua, and Hotel Financing Fund at zero parcels. PWS transfer 3130053 confirms SR Water, LLC / Padilla. PUC 2025 order describes on-property collection owned by SCH USA. Hotel Financing Fund remains a trademark applicant, not a drawn parent. Wyndham stays brand-only. Remaining questions are the ones that still need a deed scan or DOS printout.

2026-09-27. Replaced the first-view row dump with a clickable structure chart. Hotel Financing Fund is still not drawn as parent. Entity groups, GIS tables, and asset cards sit under Research notes so the chart can be updated from the data files without rewriting the page.

2026-09-27. Rebuilt the chart to three bands: transitions, one entity per vertical, and assets with a short owner line. Aqua and SR Water are no longer in the same column.

2026-09-28. Visual clusters: SRI, SCH / Bel Air / Hotel Financing Fund names, and SR Water share a resort band. Aqua, Country Club, and SWRP stay independent. LHG notes Split Rock cottage support for lake decisions. SR Water assets include wells and distribution lines to property shut-offs.

Supporting record What we used to build this timeline

Who appears in the road-successor record

The records reviewed to date identify Split Rock Investments, LLC as successor of Vacation Charters, Ltd., and as the entity that circulates the road-maintenance summaries.

What the successor deed states

Carbon County Deed Book 1892, Page 683 identifies Split Rock Investments, LLC as successor of Vacation Charters, Ltd. The house instrument had already reserved abutting road ownership to Vacation Charters, successors and assigns.

What Split Rock does with the roads

It collects road-maintenance fees and issues the community road-expense summaries. The October 2, 2025 newsletter is signed Split Rock Investments, LLC.

Why the resort transfers are on the timeline

Kalins, foreclosure, Stabilis, and SCH USA explain what happened to the resort. They are not a substitute for the road successor deed.

What still helps the file

A scan of Deed Book 1892, Page 683 with the legal description visible, and the recorded foreclosure, Stabilis, and SCH deeds for the resort parcels, so the two chains can be shown side by side from originals.

House instrument · 2025 road-maintenance letter · Submit a recorded deed

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